Documents incorporated by reference
The most recent Articles of Association of the Issuer:
https://nibc.com/media/ff1njmd3/articles-of-association-nibc-bank-en.pdf
The most recent Articles of Association of the CBC:
Parts* of the publicly available Annual Report 2023 NIBC Bank N.V., published on 8 March 2024:
https://nibc.com/media/s4ciwzm2/annual-report-nibc-bank-nv-2023.pdf
Parts* of the publicly available Annual Report 2023 NIBC Holding N.V., published on 8 March 2024:
https://nibc.com/media/5h5bks3j/annual-report-nibc-holding-nv-2023.pdf
Parts* of the publicly available Annual Report 2024 NIBC Bank N.V., published on 7 March 2025:
https://nibc.com/media/ys4npn2p/annual-report-nibc-bank-nv-2024.pdf
Parts* of the publicly available Condensed Consolidated Interim Financial report 2025 NIBC Bank N.V., published on 21 August 2025:
Condensed Consolidated Interim Financial Report 2025 NIBC Bank N.V.
Parts* of the publicly available Annual Report 2024 NIBC Holding N.V., published on 7 March 2025:
nibc.com/media/ptdatz3o/annual-report-nibc-holding-nv-2024.pdf
The audited financial statements of the CBC for the year ended 31 December 2023:
https://nibc.com/media/4riesvl0/2023-nibc-sb-covered-bond-company-bv-annual-report.pdf
The audited financial statements of the CBC for the year ended 31 December 2024:
https://nibc.com/media/bmrn4w3l/2024-nibc-sb-cbc-final-annual-report-signed.pdf
*Please refer to the Offering Circular or supplement(s).
