Documents incorporated by reference
The most recent Articles of Association of NIBC Bank
https://nibc.com/media/ff1njmd3/articles-of-association-nibc-bank-en.pdf
Annual Report 2023 NIBC Bank N.V.
https://nibc.com/media/s4ciwzm2/annual-report-nibc-bank-nv-2023.pdf
Annual Report 2023 NIBC Holding N.V.
https://nibc.com/media/5h5bks3j/annual-report-nibc-holding-nv-2023.pdf
Annual Report 2024 NIBC Bank N.V.
https://nibc.com/media/ys4npn2p/annual-report-nibc-bank-nv-2024.pdf
Annual Report 2024 NIBC Holding N.V.
https://nibc.com/media/ptdatz3o/annual-report-nibc-holding-nv-2024.pdf
Annual Report 2025 NIBC Bank N.V.
https://nibc.com/media/s4oolbi5/annual-report-nibc-bank-nv-2025.pdf
EMTN Prospectus 2019
https://nibc.com/media/y33hhjpw/emtn-prospectus-2019.pdf
EMTN Prospectus 2020
https://nibc.com/media/dyng0mr4/nibc-emtn-u20-offering-circular.pdf
EMTN Prospectus 2021
https://nibc.com/media/15bo05bx/nibc-emtn-u21-offering-circular.pdf
EMTN Prospectus 2022
https://nibc.com/media/54jpxcri/nibc-emtn-u22-offering-circular.pdf
EMTN Prospectus 2023
https://nibc.com/media/dtxf1swu/nibc-emtn-u23-offering-circular-final.pdf
EMTN Prospectus 2024
https://nibc.com/media/kdphvxqu/nibc-emtn-u24-offering-circular-final.pdf
EMTN Prospectus 2025
https://nibc.com/media/ylgjhr3l/20250724-final-version-nibc-emtn-u25-offering-circular.pdf
Future Annual Reports
https://nibc.com/investor-relations/annual-reports/
Future Interim Reports
https://nibc.com/investor-relations/financial-releases
Regulatory & Governance